Classic Monte Carlo calculator
A clearer view of your retirement plan
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Excellent
97%
success rateYour plan looks very solid!
In 97% of 1,000 simulated futures, your money lasts through retirement.
Avg Expected Yearly Income
$59,143
How this is calculated
Monte Carlo explores simulated market years, not a prediction. A successful run funds the modeled expenses and finishes with money remaining. Taxes and account access restrictions are not modeled. Review the assumptions before relying on the result.
Portfolio Balance
Poor outcomes (10th)
Median
Middle range (25th–75th)
Live one of these futures
The bands above summarize simulated futures. Step through one of them year by year — markets crash, life happens, you decide.
Compare best to worst case scenarios
| Scenario | Balance at 90Balance | Avg Yearly IncomeIncome/yr |
|---|---|---|
Poor outcomes (10th)10th | $538,460 | $25,427 |
Lower quartile (25th)25th | $1,132,392 | $41,085 |
MedianMedian | $1,758,643 | $59,143 |
Upper quartile (75th)75th | $2,499,965 | $79,800 |
Favorable outcomes (90th)90th | $3,539,841 | $108,335 |
Next Steps
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