Your Inputs
Adjust your retirement plan
Success81%
Your current age in years. This determines how many years you have to save for retirement.
The age when you plan to retire and stop working.
How long you expect to live. This determines how many years your retirement savings need to last.
Success81%
The total amount you have already saved for retirement.
How much you plan to save each month until retirement.
Withdraw this percentage of your current portfolio balance each year. Income varies with market performance.
Income adjusts with your portfolio value each year.
Minimum annual withdrawal regardless of strategy calculation. Adjusts with inflation.
Bounds are inflation-adjusted over time.
Calculation engine updated. Market paths and cash-flow timing are now reproducible and more consistent. Your saved inputs are unchanged, but results may differ from an earlier visit.
Good
81%
success rateYour plan is on track
In 81% of 1,000 simulated futures, your money lasts through retirement.
Avg Expected Yearly Income
$47,827
Portfolio Balance
Worst Case (10th)Worst Case
Median OutcomeExpected
Likely Range (25th-75th)Likely Range
Live one of these futures
The bands above are 1,000 possible lives. Step through one of them year by year — markets crash, life happens, you decide.
Compare best to worst case scenarios
| Scenario | Balance at 90Balance | Avg Yearly IncomeIncome/yr |
|---|---|---|
Worst CaseWorst | $0 | $16,000 |
PessimisticPoor | $352,707 | $23,054 |
ExpectedExpected | $1,591,374 | $47,827 |
OptimisticGood | $3,127,622 | $78,552 |
Best CaseBest | $5,327,090 | $122,542 |
Next Steps
Explore your results in detail or export for AI analysis